To provide a concrete place to start, think about actual income / appreciation
numbers from a portfolio. Depending on the asset allocation the percent (%)
of income and appreciation earned could look as follows: multiply the percentage
by the total dollars to invest to get an actual dollar estimate of income and
appreciation. Note: These are not guaranteed numbers but expected based on current
yields and historical performances.
| Asset Allocation |
Annual Income |
Annual Appreciation |
Total |
| |
|
|
|
| 25% stock / 75% bonds |
5.00% |
2.00% |
7.00% |
| 50% stock / 50% bonds |
4.25% |
4.75% |
9.00% |
| 75% stock / 25% bonds |
3.40% |
6.60% |
10.00% |
Without having thought about specific projects of spending ideas...
1. Conservation of principal for the effective maintenance of purchasing power.
2. Regular income at a reasonable rate.
3. Growth of income and principal over and above that necessary to offset rises
in the cost of living.
4. Investment of assets in institutions, corporations, or funds which make a
positive contribution toward the realization of the goals outlined in the Social
Principles of the Church as found in the Book of Discipline.
It is recommended that consideration be given to the placement of funds
with a professional money manager, including the Eastern Pennsylvania-Peninsula
United Methodist Foundation, Inc. for administration and investment.
|
